BUSINESS INSURANCE

Property/Casualty Insurance

Choosing the right insurance for your business is an important decision. The Jenkins Athens team knows the particular challenges you face. We not only know your business, and your industry, but we also know how to work with the world’s leading underwriters to create the right coverage you need and can afford. We work closely with you to understand your business and objectives, and then we draw on our in-depth capabilities to deliver the custom coverage solutions your business needs for total financial security.

^ top

Workers’ Compensation

Let Us Help You Navigate the Complex World
of Workers’ Compensation

California’s Workers’ Compensation statistics are staggering: The average employer now pays about 5.85% of payroll for coverage, compared with an average of 2 to 3% in most states. This increase is generally attributed to rising medical costs, increased litigation of Workers' Compensation claims, and poor Workers’ Compensation claims management. Jenkins Athens Insurance Services’ highly skilled staff can help you navigate this complex world and regain control over rising costs. Their expertise in plan design and placement coverage will help you develop a long-term strategy to manage future costs. The Jenkins team also excels in claims management and client advocacy.

^ top

Surety

Efficient, Responsive Expertise

Obtaining surety bonds can be demanding. It requires in-depth knowledge of the underwriting process, and efficient and responsive service. Jenkins Athens Insurance Services’ technical experts understand the marketplace and current trends. They have experience handling all classes of surety bonds, including:

• Contract
• Subdivision
• Court/commercial
• Hazardous waste bonds.

Other value-added offerings include:

• Court bond program
• Self-insured worker compensation bond program
• Design-build contracts
• Joint-venture agreements
• Job partnering

For more information, contact Bill G. Bergan CPA, Vice President 916-576-1502
bbergan@jenkinsathens.com.

^ top

Private Client Group —
Executive Personal Protection

Executive Risk Solutions

Our team works closely with our clients to develop and design comprehensive executive risk protection programs. Our goal: to protect your management personnel as well as your business assets. Our business and personal insurance departments cooperate to protect your individual assets, your home and your financial future.

As part of our risk management analysis, we review your exposure to:

• Director’s and officers liability
• Fiduciary liability
• Crime coverage protection

^ top

Private Client Group —
Homeowners & Auto Insurance

Your Personal Insurance Advisor

Jenkins Athens knows that insurance agencies are not all the same. What sets them apart? The coverage offered. How fast and thoroughly they settle claims.

As your personal insurance advisor, our goal is to provide you with the finest service and protection available. We offer complete and competitive packages on a broad selection of coverage. We believe your find our service is efficient, fair, and friendly. Based on our many years of experience insuring all types of individual needs, exposures and changes we are able to package the coverages that will be of most value to you.

^ top

Jenkins Athens INDUSTRY SPECIALTIES

Industry Specialists on Your Team

Our industry-specific specialists can leverage your company’s business to greater success through our expertise in all aspects of risk management and insurance protection.

We considered ourselves your personal risk-management colleagues, who know your business inside and out, protect your assets, and most importantly, partner with you to help you understand risk issues. We deliver solutions so that your strategic goals can become a reality.

Our industry specialties include:

• Construction
• Equipment Dealers
• Manufacturing
• Property Owners
• Retail Distribution
• Technology
• Wholesale Distribution

^ top

PROPRIETARY/ENDORSED PROGRAMS
FOR GROUPS AND ASSOCIATIONS

Delivering Customized Solutions

A sponsored insurance program — one of the most beneficial services a professional association or trade group can provide its members. It’s a simple concept. To obtain insurance products and services on terms more favorable than those available on an individual basis, businesses with similar risk characteristics join together to leverage their combined purchasing power. Generally, smaller businesses or service organizations for which insurance coverage is hard to find, or pricing is excessive compared to the group’s overall claims history, can benefit from sponsored programs.

For many years, Jenkins Athens Insurance Services has worked successfully with insurance association executives to design, market, distribute and service programs that meet the unique needs of our association clients in any industry. We’ve also been managing Captive Insurance companies for more than 20 years.

We provide:

• Broad marketing push — To market your program, we target not only existing association members but also prospective members of affinity groups.
• Communications and outreach — Our marketing campaigns include articles in professional magazines, attendance at local and regional trade shows, educational product meetings and participation in board and committee meetings.
• Strategic opportunities — Jenkins Athens can identify strategic and geographic opportunities for you in sponsored insurance programs that are not otherwise available in the insurance industry.

Our Proprietary/Endorsed Programs for Groups and Associations include:

• Rental Companies — California Rental Association
• Athletic Clubs — Club Pak^®
• Law Firms — Legal I^®

^ top

California Rental Association (CRA)

Group Insurance — Buying Power and Competitive Pricing

Jenkins Athens Insurance Services has been the preferred provider of insurance services for CRA members since 1987. CRA, servicing the equipment and party rental industry, is the second largest equipment rental association in the United States. We offer CRA members competitive insurance programs for property, liability, automobile, workers’ compensation and medical benefits insurance.

To learn more, contact Gayle Fritzberg, 925-822-9010, gfritzberg@jenkinsathens.com.

^ top

CLUB PAK^®

Servicing the Needs of the Athletic Club Industry Since 1986

• Risk Management Driven — Led by our in-house claims handling
• Results Driven — Our claims and loss control expertise has lowered loss ratios of some Club Pak customers by 50%.

We understand the athletic club business. As one of Jenkins Athens Insurance Services’ industry-specific insurance programs, Club Pak is a unique product, the result of a partnership between Jenkins Athens Insurance Services, the athletic club industry, and carriers.

Club Pak currently insures large health club chains and single location clubs. Our specialized programs offer aggressive pricing, quality claims management, loss control expertise, and personalized service. We have the sophistication to help large chains control their costs by creating the risk management infrastructure necessary to assist them. We also understand the needs of single facilities that do not have the resources of the chain clubs.

The Club Pak Membership Agreement offers unique coverage designed for the athletic club industry:

• Buying power
• Aggressive insurance pricing
• Claims handling expertise
• Loss prevention programs
• Prompt, professional service

To learn more, contact Denise Caldwell, 925-822-9041, dcaldwell@jenkinsathens.com. 1-888-CLUB PAK (258-2725)

^ top

Jenkins Athens Law Firm Advantage^® Program

Liability Program for Law Firms

One of Jenkins Athens Insurance Services’ industry-specific insurance programs, Jenkins Athens Law Firm Advantage, is a professional liability program specially developed for law firms.

For over twenty years, Jenkins Athens has provided professional liability insurance and other risk management solutions to California law firms.

• To learn more about our risk solutions for California Law Firms, please visit our Law Firm Advantage page.

Or email us at pcbiz@jenkinsathens.com

^ top